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Serving the San Antonio, Del Rio, Lubbock, Abilene and Harlingen Areas
210-736-5626
210-736-5626

Times When Short-Term Personal Loans Can Come in Handy

Short-Term Personal Loans
Emergencies that put you in a financial crisis can come up suddenly. When something comes up that you can't afford and you must get cash fast, you should consider getting a short-term personal loan. A short-term personal loan allows you to get the money you need quickly and without a lot of hassle. Here are some great examples of things that can be helped by getting a short-term personal loan.
A Dental Emergency
A dental emergency can happen at any time, and if you lack the proper insurance coverage, getting treatment for these issues may be financially difficult or impossible. Most health insurances don't cover dental costs, or they have very large copays that you must meet. You can purchase dental insurance separate from health insurance, yet many people choose not to carry dental coverage, which would leave you vulnerable in a dental emergency.
If you lack available funds to treat your dental issue, you may have to leave a dental problem untreated and deal with the pain. But dental issues that are neglected too long can lead to serious health problems, including heart disease. Thankfully, short-term personal loans are available to help cover costs so you can get your dental needs taken care of.
Car Trouble
A car breaking down on you can be a major issue, especially if you already only possess one working car in your household. If your car won't start or has something else go wrong that makes it unsafe or unable to drive, you'll need to get the car in a shop and have a mechanic complete the necessary repairs. Unfortunately, auto repair work can be very expensive.
If you don't have the money to have the repairs done, then you may not have a way to get to work and other important appointments. A short-term personal loan can give you the cash you need to get your car up and running again.
A Plumbing Emergency
If you have a plumbing emergency, you'll need to have a plumber come out to repair the plumbing and any water damage. If the damage is severe or you are simply low on funds, a short-term personal loan is a simple way to get enough money to pay for the plumbing expenses so you can have them done right away. Once the repairs are done, you can continue using your water and you won't have to worry about water damage to your home.
Overdue Bills
You may be in a bad situation if you have been trying to save up for a large bill that's coming due and you still don't have all the money you need. You don't ever want to be late on the bill. For example, if you're late on a utility bill, the power company may shut your utilities off. And in most cases, once a utility has gone to the point of disconnect, there will be a large reconnect fee to turn them back on. This will put more financial burden on you at an already trying time.
No matter what kind of bill, if you don't pay the amount owed, this can negatively impact your credit score. Thankfully, you can get a short-term personal loan to pay off that bill and prevent issues you don't want to have happen, such as shut-off notices, lower credit scores, and other problems.
If you need a short-term personal loan, no matter the specific circumstance, then you want to contact us at Central Finance. We can help you get the money you need to take care of the financial issues you are facing. Contact us today to discuss your options.